Please contact your local F&M Bank for rates and more information.

Consumer Loans

Vehicle/Boat/RV
We offer new or used financing and work with you to get the term/payment that best suits you. Discounted rates are available for loans set up on automatic payment.

Personal
Both secured and unsecured loans are available for a variety of personal needs: debt consolidation, vacation, family, etc.

Real Estate

Residential
Home loan financing is available at competitive rates. Contact your local F&M Bank office today for details.

Construction
Financing is available to build the home of your dreams with permanent financing after completion.

Home Equity
Use the equity in your home to fund many borrowing needs you may have. Home Equity Line of Credit loans are also available.

Home Improvements
We offer home improvement loans for your home projects, as well as Nebraska Energy Loans for many types of energy-saving improvements.

Commercial Lending

F&M Bank will custom-tailor a commercial loan that fits your needs. Numerous types of commercial loans are available such as revolving lines of credit, construction, commercial real estate, equipment, and SBA (Small Business Administration) loans.

Ag Lending

F&M Bank will work with your farm operation to create a loan program that meets your needs. Types of ag loans available are operating and revolving lines of credit, ag real estate, equipment, livestock and FSA (Farm Service Agency) guaranteed loans.