FandM Bank

F&M Bank offers a comprehensive package of financial products and services. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs, yet small enough to care about you and your financial success.

Account Plans
& Features

Student Checking

For students up to 23 years of age

Choice Checking

Advantage Checking

Premier Checking

Senior Checking

For customers age 55+
FREE Online Banking & FREE Mobile Banking
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FREE Online Bill Pay
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yes
yes
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yes
FREE E-Statements (Includes check images)
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$2 per month waived with use of
E-Statements
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FREE ATM or Debit Card
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FREE Non-F&M Bank ATM Withdrawals 10 per month
($1.50 per additional withdrawal)
3 per month
($1.50 per additional withdrawal)
3 per month
($1.50 per additional withdrawal)
3 per month
($1.50 per additional withdrawal)
3 per month
($1.50 per additional withdrawal)
Check Images with Statements
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Interest Bearing No No No
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Account Fee No $5 per month waived with Direct Deposit or 10 Debit Card uses/month No No $5 per month waived with Direct Deposit
Minimum Balance No No $250 minimum ledger or $500 average collected $500 minimum ledger or $1000 average collected No
Minimum Balance Fee No No $8.00* $10.00* No

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