Business Accounts

Account Plans & Features	Value Business Checking	Advantage Business Checking	Premier Business Checking	Premier Business Savings
Which Account is right for your business?	Designed for the small to medium sized business with fewer than 500 transaction items per statement cycle.	Designed for businesses with higher transaction volume.	Sole proprietors and certain non-profit organizations can earn interest on checking account balances.	Businesses of all types can earn interest on excess funds while maintaining immediate access to these funds.
FREE Online Banking	yes	yes	yes	yes
FREE Online Bill Pay	yes	yes	yes	N/A
FREE E-Statements (Includes check images)	yes	yes	yes	yes (No Check Images)
Earnings Credit	No	yes (Offsets Analysis & Account Maintenance Fees)	No	N/A
Interest Bearing	No	No	yes	yes
FREE Business ATM or Visa Debit Card	yes	yes	yes	yes (ATM Card Only)
Account Fees	No	Fees, if any, are calculated using commercial account analysis. Fees may be offset by earnings credit.	Fees are calculated using commercial account analysis.	None if the minimum ledger balance of $100 or an average collected balance of $100 is maintained, otherwise $3 per month
Transaction Fees	None on the first 500 total transaction items, then $.25 per item over 500.	See above Account Fees	See above Account Fees	6 FREE withdrawals per month, then $1.00 per withdrawal
Additional fees may apply; please refer to account disclosures for complete details.